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Transform

Your Finances,

Transform

Your Life


Welcome to Smart Money Changes Everything, where we understand that transforming your finances means positively transforming your life. The fundamental truth is money impacts much more than just your bank account. The way we manage our money influences our relationships, health, career, and personal fulfillment. From the peace of mind that comes with financial stability to the freedom to pursue your dreams and achieve your goals without constraints, money impacts every aspect of our lives.

Whether you are striving for financial freedom, a comfortable retirement, the purchase of a new home, a college education for your child(ren), or any of your personal dreams you may have to live your desired lifestyle, we are dedicated to empowering you with the knowledge, skills, behaviors, systems, and ultimately, the confidence, to take control of your financial future.

Join us on this inspiring, motivating, and transforming journey and you'll quickly discover that smart money really does change everything!

Unlock The Power of Financial Literacy Education Today

For a More Prosperous Tomorrow

Investing in financial education pays immense dividends.

On your journey to financial transformation, you deserve the most comprehensive and proven curriculum and the most qualifed and passionate financial education instructor.

Only you have the power to start your journey to financial transformation. Join us today to unlock your potential for a more prosperous tomorrow.

Comprehensive Curriculum

Smart Money Changes Everything uses the comprehensive and proven curriculum of the National Financial Educators Council (NFEC), which has been approved by hundreds of compliance departments. We can design and deliver customized programming for you, your families, or the audience your organization serves.

Highly Qualified Instructors

Smart Money Changes Everything has among the highest qualifed instructors in the financial literacy education industry. We have been accredited and certified by the National Financial Educators Council (NFEC), earning the credentials of Accredited Persoanl Finance Instructor (APFI), Certified Financial Literacy Professional (CFLP), and Certified Financial Education Instructor (CFEI).

Our Services

Elevate Your Finances,

One Lesson At A Time

Whether you're looking to improve your own financial literacy or to enhance the financial well-being of the people you serve, your community, or your employees, our comprehensive services ensure meaningful, transformative results.

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Accessible Personal Financial Education Content



At Smart Money Changes Everything, we are committed to delivering inspiring, motivating, and transformative financial education. Our mission is to empower individuals with the knowledge and skills necessary to take control of their financial futures. We cover a broad spectrum of essential personal financial topics through accessible and easy-to-understand blogs, newsletters, and digital resources.

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Customized Financial Education Programs



At Smart Money Changes Everything, we specialize in delivering high-quality financial literacy education tailored to meet the unique needs of individuals, organizations, corporations, and schools.

Our services include a final measurement- based case study report highlighting the outcomes providing valuable insights into the progress and impact of the education delivered.

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Financial Education Program Design Consulting


Smart Money Changes Everything
can provide your organization with the expertise to define, design, and deliver more complex financial wellness programs to organizations, corporations, and schools.

Our services include needs assessment and program design, program delivery, and continuous support and evaluation to ensure the highest level user experience.

Student Testimonials


Even the smallest steps in the right direction lead to significant improvements in your financial well-being.

Meet The Smart Money

Changes Everything Team

Smart Money Changes Everything is on a mission to provide inspiring, motivating, and transforming financial education to learners seeking to build knowledge, skills, and confidence to take control of their financial future.


For the Smart Money Changes Everything team, there is no greater reward than to transform lives through financial education and provide our learners with the skills to attain financial security to achieve their desired lifestyle, dreams, and goals.

Certifications and Recognitions

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Certified Personal Finance Professional

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National Financial Educators Day Award

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New York City Council Proclamation

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